Group Insurance Solutions
Products That Protect Against the Unexpected
NsureWise policies are made to be used and to help your team thrive.
Discover how our coverage helps protect your people
from out-of-pocket medical costs.
If you’re ready to act, but don’t know where to start, speak directly with one of our insurance experts now. We’ll share our offerings and help you choose what works best for your team.
Ready to find solutions for your team? Our specialists are ready to help.
Group Life Insurance
A loss of income can leave a family financially exposed. We'll help you find a policy that gives your team members the peace of mind of knowing their loved ones are protected.
Short-Term Disability
A sickness or injury can stop your paycheck long before it stops your bills. This coverage replaces a portion of your employee’s income if they’re disabled for an extended period, so they can keep meeting your financial obligations while they recover.
Accident Insurance
Accidents happen, and the costs add up fast. Our Accident Insurance pays a fixed cash benefit when your team member is injured and needs treatment, covering a wide range of unexpected injuries.
Critical Illness Insurance
A severe illness can take a serious toll on health and finances. This coverage provides financial assistance to help cover deductibles, copays, and other medical expenses related to an illness.
Hospital Indemnity Protection+
A hospital stay can hit finances hard, even with good insurance. HIP+ pays fixed cash benefits for ambulance transportation, hospital admission, and every day of a hospital stay, no matter what it costs.
Flex Shield Gap Insurance
Even covered medical events leave your team with out-of-pocket costs. Flex Shield works alongside your team members’ health insurance to help cover the portions they’d normally pay themselves. When your team member has a covered injury or illness, NsureWise pays up to their maximum benefit.
Healthcare Plans: OneHealth Plus & Hooray Health
Explore two flexible health coverage options in one place: OneHealth Plus, a true PPO with 1.3 million providers and no referrals, and Hooray Health, an affordable everyday-care alternative with a flat $25 per-visit fee and 4,500+ clinics in-network. We'll help you find the right fit for your team.
HOW IT WORKS
Why NsureWise for Smart Group Insurance Products?
We help your people get more from their benefits, while rewarding them for taking an active role in their health, so coverage can work for your business and your time.
Wellness that helps offset costs
Our wellness and Health Risk Management programs are designed to reward employees for participating. When they engage each month, the benefit payments they earn can help offset the cost of their coverage.
Carrier-backed coverage
Our products are underwritten by established insurance carriers. Ask us for the current carrier ratings and plan details for any product you're considering.
Insight that supports healthier outcomes
Through population health and claims-utilization data, we help you better understand your group's health trends and support your employees in managing future risks.
Group benefits that support recruitment and retention
Meaningful, easy-to-use benefits can help you attract and keep good people in a competitive market.
Personalized support
Every group gets dedicated service and support, so questions get answered and claims get handled. We never sell you a service and disappear.