Healthcare Insurance for Groups

Take Care of Your People With Flexible Group Health Coverage Options

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Short-Term Disability
Products that protect from the unexpected

Short-Term Disability

Not every workforce needs the same kind of health coverage. You can provide two distinct health plan options through NsureWise.



  • A true PPO for those who want premium access and choice
  • An affordable everyday-care alternative for hourly, part-time, and full-time teams


Option 1: Premium Pro Group Health Insurance Coverage

Wellness Benefits

A PPO health plan for people who want real choice, this plan offers the flexibility you'd expect from a Fortune 500 employer.


  • Built for individuals and families
  • 1.3 million providers in the nationwide Cigna PPO network
  • Your choice of doctor, specialist, or hospital, with no referral required
  • Instant quotes from a health questionnaire that takes about five minutes
  • 24/7 virtual care with $0 copay telemedicine
  • 8 deductible options, including 2 HSA-compatible plans
  • Easy digital enrollment, guided start to finish


Best for healthy, unsubsidized groups that want PPO-level choice.

Additional Benefits Are Also Available Through OneHealth Plus

  • Dental: PPO coverage for cleanings, fillings, major procedures, and orthodontia, in and out of network.
  • Vision: Coverage for eye exams, glasses, and contact lenses.
  • Accident Insurance: Cash benefits for injuries on and off the job.
  • Hospital Indemnity: Fixed cash benefits for hospital stays, ICU, and related expenses.
  • Critical Illness: A lump-sum cash payment on diagnosis of a covered condition.

Is OneHealth Plus Right For Your Team?

OneHealth Plus is designed for people who want premium PPO health coverage and qualify based on a short health questionnaire.


It's a great fit if your people are:

  • Self-employed: 1099 contractors, freelancers, or independent professionals
  • Small business owners or early retirees
  • In good health, under 65, and not currently eligible for meaningful ACA subsidies
  • Looking for PPO access, so they can choose their own doctors without restrictions


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Option 2: Affordable Everyday Care

Hooray Health

Straightforward coverage built for real life, Hooray Health is an affordable, easy-to-use healthcare alternative built for hourly, contingent, and full-time workforces and their families. 


  • A flat $25 per-visit fee at in-network clinics, with no additional charge after your visit*
  • $0 telemedicine and consults, 24/7
  • A nationwide network of 4,500+ retail clinics and urgent care centers
  • Prescription discounts and specialty care savings
  • Inpatient and outpatient accident benefits
  • A free mobile app to find care and manage benefits


*The $25 per visit fee applies to the number of urgent care visits included in your chosen plan per year.

Best for teams that want affordable, predictable access to everyday care. Hooray Health plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

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You Receive
Up to $1,400 (Hospital Admission Benefit) annually per Covered Member

Weekly payments, not to exceed 60% of your gross income, up to $2,500 per week
What's Covered?

  • Sickness or injury

    Sickness or injury that prevents you from returning to work for more than 14 days and up to 6 months.

Not Sure Which Plan to Choose? We Can Help.

Every group has different health insurance coverage needs. Tell us about your team and budget, and we'll walk you through both options to find the coverage that makes the most sense for you.

CONTACT OUR INSURANCE SPECIALISTS