A fixed amount of money, depending on injury and treatment
Fixed Payments for Covered Injuries, Regardless of Medical Expenses
Accident Insurance Gives You Cash Benefits When the Unexpected Occurs
Products that protect from the unexpected
Accident Insurance
Accidents happen: at work, at home, and everywhere in between. Accident Insurance pays your team members a fixed cash benefit when they're injured and need treatment, so they can put the money toward deductibles, out-of-pocket costs, or the household bills that don't pause for recovery.
Our Accident Insurance will pay you a fixed amount of money if you suffer and require treatment for a wide variety of unforeseen injuries. You will get this payout regardless of your medical expenses.
You Receive
What Your Employees Receive With Group Accident Insurance
A fixed cash benefit, paid directly to them based on their injury and treatment, no matter what their actual medical expenses turn out to be.
What's Covered?
-
Hospital Care
- Admitted to the hospital or intensive care
- Overnight stays in the hospital
- Lodging fees for family who come to stay with you
-
Diagnostic Imaging
- CT Scan or MRI
- X-Ray
-
Specific Losses
- Concussion
- Emergency repair for a broken tooth
- Treatment for a gunshot wound
- A cut(s) that require stitches
- Burn(s) that require skin grafts
- Prosthetic
- Repairing a torn tendon, ligament, rotator cuff or knee cartilage
-
Fractures and Dislocations
- Dislocating a Joint
- Breaking a bone
-
Emergency Care
- Emergency room visit
- Transportation by an ambulance
- Medical appliance prescription (For example Pacemaker)
- Blood transfusion
- Treatment at an Urgent Care facility
- Surgery
-
Continuing Care
- Epidural pain management
- Follow-ups with a physician
- Prescribed therapy services
-
Major Injuries
- Death due to an accident
- Loss of a limb to dismemberment
- Losing the use of a limb
- Loss of an eye or your eyesight
What's Covered?
-
Hospital Care
- Hospital or intensive care admission
- Overnight hospital stays
- Lodging fees for family who come to stay with them
-
Diagnostic Imaging
- CT Scan or MRI
- X-Ray
-
Specific Losses
- Concussion
- Emergency repair for a broken tooth
- Treatment for a gunshot wound
- Cuts that require stitches
- Burns that require skin grafts
- Prosthetic devices
- Repair of a torn tendon, ligament, rotator cuff, or knee cartilage
-
Fractures and Dislocations
- Dislocated Joint
- Broken Bone
-
Emergency Care
- Emergency room visit
- Ambulance transportation
- Prescribed medical appliances, such as a pacemaker
- Blood transfusion
- Treatment at an urgent care facility
- Surgery
-
Continuing Care
- Epidural pain management
- Physician follow-ups
- Prescribed therapy services
-
Major Injuries
- Accidental death
- Loss of a limb due to dismemberment
- Loss of use of a limb
- Loss of an eye or eyesight
HOW IT WORKS
Accident Insurance Coverage
After Mark's car accident, he receives a flat payment to help him get back on his feet
Mark is in a car accident
Mark hurts his arm and visits the emergency room that afternoon. An X-ray confirms his arm is broken, and it's put in a cast.
Mark files a claim
After filing a claim on his Accident policy, Mark receives $200 for his fracture, $300 for his treatment, and $75 for the X-ray.
Mark is paid a flat amount.
Mark receives these payments no matter what his actual medical expenses turn out to be.
HOW IT WORKS
Accident –
Car Accident / Story
Mark is in a car accident and hurts his arm.
He visits the emergency room that afternoon and an X-Ray determines that his arm is broken.
His arm is put in a cast.
After filing a claim with his Triada Accident policy, Mark receives payments for $200 for his fracture, $300 for his treatment, and $75 for the X-Ray.
Mark is paid a flat amount.
He’s eligible for these payments regardless of his medical expenses.