Help Your Employees Recover With Financial Peace of Mind

Protect Your Team’s Income With Group Short-Term Disability Insurance

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Short-Term Disability
Products that protect from the unexpected

Short-Term Disability

Short-Term Disability insurance replaces a portion of your team members’ eligible income during a covered disability, so they can keep meeting their financial obligations while they recover and return to work without the added weight of financial stress.

What Your Employees Receive With Group Short-Term Disability Benefits
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Weekly payments, not to exceed 60% of your gross income, up to $2,500 per week

What's Covered?

  • Sickness or injury

    Sickness or injury that keeps them out of work for more than 14 days and up to 6 months.

You Receive
Up to $1,400 (Hospital Admission Benefit) annually per Covered Member

Weekly payments, not to exceed 60% of your gross income, up to $2,500 per week
What's Covered?

  • Sickness or injury

    Sickness or injury that prevents you from returning to work for more than 14 days and up to 6 months.

HOW IT WORKS

Short-Term Disability Insurance Plans

60% of Susan's income paid monthly after a back injury

Susan falls and hurts her back.

Susan falls while carrying laundry and injures her back badly enough that she can't return to work for two months.

Time off, but no pay.

Susan's employer gives her the time off she needs, but it's unpaid. She earns $3,000 a month and still has bills to cover, so she files a claim on her Short-Term Disability policy.

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NsureWise has her back.

Her policy pays her $1,800 a month — 60% of her income — for the full time she's away from work.