Affordable and Useful Health Insurance for Your Employees
Foster a Culture of Care With Competitive Employer Benefits
Offering benefits is expensive. But that doesn’t have to be the case. We've redesigned employer supplemental insurance to make it affordable and usable, so you and your team members can save money.
Become an Employer of Choice
Help your employees get more out of their coverage
Providing employee benefits is expensive. We’ve redesigned supplemental benefits to make it affordable. We encourage employees to use their insurance through education and support – saving them and your business money.
Why Employers Choose NsureWise
Benefits that work for your business
- Reduced FICA taxes through pre-tax premiums
- Financial incentives that reward employees for taking an active role in their well-being
- 24/7 support and personalized service
- Stronger employee recruitment and retention
- Data-driven insight into population health and claims utilization
Closing the Gap: Reducing Future Health Risks With Flex Shield
Flex Shield is a proactive approach that keeps employees engaged at work and helps head off future health risks. When employees participate each month, the certificate of coverage can even pay for itself.
Flex Shield pairs our Health Risk Management program with GAP coverage. Your company gains insight into population health and claims utilization through data analytics, while your employees get access to clinical services like telemedicine, personal dietitians, and more.
Reducing future health risks with GAP+
GAP+ adds our Health Risk Management program to the GAP coverage, providing your company with additional insight on population health and claims utilization through data analytics and giving your employees access to clinical services such as telemedicine, personal dietitians and more. Our proactive approach will keep employees engaged at work and help prevent future health risks. The certificate of coverage even pays for itself when employees participate every month.
Help reduce eligible out-of-pocket medical expenses
Flex Shield helps cover the deductibles and co-insurance your employees and their families would otherwise pay themselves, closing the gap left by major medical plans.
Reduce or even eliminate employee and family medical out-of-pocket expenses
Pre-Tax Funding
NsureWise leverages pre-tax funding to make our certificates of coverage affordable for employees. This means better coverage for less money. Since Gap+ premiums are pre-tax, employers can also benefit from reduced FICA taxes.
Pre-Tax Funding
NsureWise leverages pre-tax funding to make our certificates of coverage affordable for employees. This means better coverage for less money. Since Gap+ premiums are pre-tax, employers can also benefit from reduced FICA taxes.
This is an example of a semi-monthly paycheck of an employee under 40 years old. Premiums may change based on benefit amount, coverage type, and age.
This example reflects a semi-monthly paycheck for an employee under 40. Premiums may change based on benefit amount, coverage type, and age.
An employee earns $1,500 per paycheck and has a Flex Shield benefit providing $5,000 in inpatient and $2,500 in outpatient coverage. Benefits increase as coverage expands.
They're charged a pre-tax premium of $191.74 per paycheck for this coverage.
By participating in our Health Risk Management program, the employee receives a $150.00 claim payment from their Flex Shield benefit, deposited on the same day as their paycheck.
Their net take-home pay changes from $1,125.00 to $1,131.19, an extra $6.19 they can put toward additional certificates of coverage.
An employee makes $1,500 every paycheck. They have a GAP+ benefit that gives them $5,000 in inpatient coverage and $2,500 in outpatient coverage. Benefits are increased as coverage is expanded.
They’re charged a pre-taxed premium of $191.74 for this coverage every paycheck.
Through participation in our Health Risk Management Program, the employee receives a claim payment of $150.00 from their GAP+ benefit. This is directly deposited into their bank account on the same day as their paycheck.
This changes their net take-home pay from $1,125.00 to $1,131.19. They can use the extra $6.19 to help fund additional certificates of coverage from Triada.
Financial incentives for employees who take an active role in their well-being
