One Lump-Sum Payment After a Covered Diagnosis and Approved Claim

A Diagnosis Can Change Everything. But Critical Illness Insurance Protects Your Wallet.

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Critical Illness

The appointment where you hear the news that you or a family member has been diagnosed with a critical illness can be one of the hardest moments in your life. But that doesn’t stop the medical bills and expenses, including your deductible, the copays, visits to specialists, and the weeks you can't work. 


A Critical Illness policy answers this problem with a single payment, sent straight to you as soon as a covered condition is diagnosed.


Your policy pays up to $50,000 directly to you, so you have money in hand while you focus on getting better instead of on the bills. You can also add coverage for your spouse, up to 50% of your own coverage amount.

Your product will pay you directly up to $50,000 whenever you are diagnosed with any covered condition, giving you the money, you need to get back on your feet as soon as possible. You are also able to purchase a Critical Illness product for your spouse up to 50% of your coverage amount.

You Receive
Up to $1,400 (Hospital Admission Benefit) annually per Covered Member

Up to $50,000
What Your Critical Illness Insurance Pays

A direct, lump-sum payment of up to $50,000 on diagnosis of a covered condition. It goes to you, not to a hospital, and nothing dictates how you spend it, whether that’s treatment costs, the mortgage, travel to a specialist, or simply keeping the household running while you recover.

Conditions Your Voluntary Critical Illness Insurance Covers
  • Heart Attack
  • Heart Surgery
  • Stroke
  • Coma
  • Paralysis
  • Severe Burns
  • Alzheimer’s Diagnosis
  • Brain Tumors
  • Major Organ Transplants
  • Kidney Failure
  • Loss of Sight, Speech or Hearing
  • Cancer
Your Children Can Get Coverage, Too

Your NsureWise Critical Illness policy can be extended to your children. Coverage also pays on diagnosis of:

  • Cerebral Palsy
  • Cleft Palate
  • Down Syndrome
  • Cystic Fibrosis
  • Spina Bifida
HOW IT WORKS

Critical Illness –

Stroke / Story

Jeanette suffers a stroke.

She’s rushed to the hospital and receives a bill for her stay and treatment.

Her primary insurance covers only a portion of expenses.

With NsureWise Critical Illness Insurance, Jeanette can file a claim on her policy after her diagnosis.

NsureWise sends her $15,000.

Regardless of her medical expenses, Jeanette will receive a lump-sum payment of $15,000.

HOW IT WORKS

Critical Illness

When Jeanette has a stroke, NsureWise sends a lump-sum payment to use at her discretion.

Jeanette suffers a stroke.

She's rushed to the hospital and, after her stay and treatment, receives the bill.

Her primary insurance covers only part of it.

With NsureWise Critical Illness Insurance, Jeanette files a claim on her policy as soon as she's diagnosed.

NsureWise sends her $15,000.

No matter what her medical expenses are, Jeanette receives a lump-sum payment of $15,000 to use however she needs.

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Protect Your Family From the Unexpected.

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